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Do I need advice for my first mortgage?

Do I need advice for my first mortgage? (What does a mortgage adviser do?) – by Martin Ross

When looking to start your first mortgage, it can be tempting to look to obtain one in a similar way to travel insurance, through a comparison site. Mortgages, however, they are very different beasts and over 80% in the UK are arranged through brokers. (IRESS, 2018) Why is that?

Low view of Lovely view of 2 rows of red apples in fruit on a Somerset Cider Farm near Burrow Mump - 1st Financial Group Somerset advisers


What an adviser does?

Mortgages are very complicated products and have a variety of requirements and lender features. It can be very difficult to compare advertised rates as those offered can change depending on the applicant’s circumstances.

A mortgage adviser can recommend a mortgage that best suits their client’s needs. At 1st Financial Group we also assist by taking care of the application and dealing with the issues as they arise making it a less stressful process.

Many brokers, such as ourselves, will meet you outside business hours (at a time and place convenient for you), meaning you don’t have to take time out of your working day.

The decision to make?

When applying for your first mortgage, having a qualified mortgage professional who understands the market, and fights in your corner for the best deal for you is a good choice. They will make sure you get the right mortgage for your needs; that is why 70% of people use mortgage advisers.

We offer obligation-free financial health checks to help you decide which mortgage is best for you.

If you have questions concerning first time mortgages, please Contact Us


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Martin Ross Mortgage Adviser standing and smiling whilst wearing his tie
Martin Ross – Mortgage Adviser

Martin is a mortgage adviser with over 30 years experience in Financial Services working for Lloyds TSB and NatWest as a retail branch manager through to senior business manager. He lives locally with his wife and family enjoys golf when time allows.

Do I need advice for my first mortgage? is an article by Martin Ross – Mortgage Adviser

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Your home may be repossessed if you do not keep up repayments on your mortgage’

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01823 410 044
1 Prockters Farm
West Monkton
Taunton Somerset
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